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Here is a VERY simple card that I saw on Stampin' Connection.  I'm sorry I can't give credit where it is due.  I changed it up slightly to fit what I had.  The base is Very Vanilla with Basic Black cardstock at the bottom.  There is a layer of DSP on the bottom as well with the 1 1/4 inch ribbon going over it.  There is no sentiment, but one could easily be applied for almost any occasion.